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solid var(--gray-200);--border-strong:1px solid var(--gray-300);--sh-1:0 1px 2px #1025380f,0 1px 3px #10253814;--sh-2:0 2px 6px #10253814,0 4px 12px #1025380f;--sh-3:0 8px 24px #1025381f;--sh-focus:0 0 0 3px #c9962e66;--dur-1:.12s;--dur-2:.16s;--dur-3:.24s;--dur-4:.36s;--ease-out:cubic-bezier(.2,.8,.2,1);--ease-in:cubic-bezier(.4,0,1,1);--ease-in-out:cubic-bezier(.4,0,.2,1);--transition:.16s ease;--container:1200px;--nav-h:76px}*,:before,:after{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:var(--nav-h)}body{font-family:var(--font-body);color:var(--gray-800);background:var(--white);line-height:var(--lh-base);font-size:var(--fs-base);-webkit-font-smoothing:antialiased;margin:0}h1,h2,h3,h4,h5{font-family:var(--font-heading);color:var(--navy-700);line-height:var(--lh-tight);margin:0 0 var(--sp-3)}h1{font-size:var(--fs-h1);font-weight:800}h2{font-size:var(--fs-h2);font-weight:800}h3{font-size:var(--fs-h3);font-weight:700}h4{font-size:var(--fs-h4);font-weight:700}p{margin:0 0 var(--sp-4)}img{max-width:100%;display:block}a{color:var(--navy-600);transition:color var(--dur-2) var(--ease-out);text-decoration:none}a:hover{color:var(--gold-600)}:focus-visible{box-shadow:var(--sh-focus);border-radius:var(--r-sm);outline:none}.container{max-width:var(--container);padding:0 var(--sp-5);margin:0 auto}.section{padding:var(--sp-9) 0}.section--tight{padding:var(--sp-8) 0}.section--alt{background:var(--gray-50)}.section--navy{background:var(--navy-700);color:var(--navy-100)}.section--navy h2,.section--navy h3{color:#fff}.eyebrow{font-family:var(--font-display);letter-spacing:2px;text-transform:uppercase;color:var(--gold-600);margin-bottom:var(--sp-3);font-size:12px;font-weight:700;display:inline-block}.section--navy .eyebrow{color:var(--gold-400)}.lead{font-size:var(--fs-lg);color:var(--gray-600);max-width:62ch}.section--navy .lead{color:var(--navy-100)}.section-head{max-width:720px;margin-bottom:var(--sp-7)}.section-head.center{text-align:center;margin-inline:auto}.text-center{text-align:center}.grid{gap:var(--sp-5);display:grid}.cols-2{grid-template-columns:repeat(2,1fr)}.cols-3{grid-template-columns:repeat(3,1fr)}.cols-4{grid-template-columns:repeat(4,1fr)}.btn{--btn-bg:var(--navy-700);--btn-fg:#fff;--btn-bd:var(--navy-700);font-family:var(--font-heading);font-weight:600;font-size:var(--fs-base);letter-spacing:.2px;cursor:pointer;justify-content:center;align-items:center;gap:var(--sp-2);border-radius:var(--r-md);background:var(--btn-bg);color:var(--btn-fg);border:1.5px solid var(--btn-bd);transition:background var(--dur-2) var(--ease-out),border-color var(--dur-2) var(--ease-out),transform var(--dur-1) var(--ease-out);padding:14px 24px;line-height:1;display:inline-flex}.btn:hover{background:var(--navy-600);border-color:var(--navy-600);color:#fff}.btn:active{transform:translateY(1px)}.btn svg{width:18px;height:18px}.btn--accent{--btn-bg:var(--gold-500);--btn-bd:var(--gold-500);--btn-fg:var(--navy-900)}.btn--accent:hover{background:var(--gold-600);border-color:var(--gold-600);color:#fff}.btn--outline{--btn-bg:transparent;--btn-fg:var(--navy-700);--btn-bd:var(--navy-700)}.btn--outline:hover{background:var(--navy-700);color:#fff}.btn--ghost-light{--btn-bg:transparent;--btn-fg:#fff;--btn-bd:#fff6}.btn--ghost-light:hover{color:#fff;background:#ffffff1f;border-color:#fff}.btn--lg{font-size:var(--fs-lg);padding:17px 30px}.btn--sm{font-size:var(--fs-sm);padding:9px 16px}.btn--block{width:100%}.site-header{z-index:50;-webkit-backdrop-filter:saturate(140%)blur(8px);backdrop-filter:saturate(140%)blur(8px);border-bottom:var(--border);background:#fffffff5;position:sticky;top:0}.topbar{background:var(--navy-800);color:var(--navy-100);font-size:var(--fs-xs)}.topbar .container{justify-content:space-between;align-items:center;gap:var(--sp-4);flex-wrap:wrap;min-height:38px;display:flex}.topbar a{color:var(--navy-100)}.topbar a:hover{color:var(--gold-400)}.topbar .topbar-meta{gap:var(--sp-5);flex-wrap:wrap;display:flex}.topbar-meta a,.topbar-meta span{align-items:center;gap:6px;display:inline-flex}.topbar-meta svg{fill:none;width:13px;height:13px;stroke:var(--gold-400);stroke-width:2px;stroke-linecap:round;stroke-linejoin:round;flex:none}.nav{min-height:var(--nav-h);justify-content:space-between;align-items:center;gap:var(--sp-5);display:flex}.brand{align-items:center;gap:var(--sp-3);font-family:var(--font-display);letter-spacing:1px;color:var(--navy-700);font-size:22px;font-weight:700;display:flex}.brand:hover{color:var(--navy-700)}.brand-logo{width:auto;height:52px;display:block}.brand .mark{background:var(--gold-500);border-radius:var(--r-sm);width:42px;height:42px;color:var(--navy-900);flex:none;place-items:center;font-size:17px;font-weight:700;display:grid}.brand small{font-family:var(--font-body);letter-spacing:3px;color:var(--gold-600);font-size:9px;font-weight:600;display:block}.menu{gap:var(--sp-5);font-family:var(--font-heading);font-weight:600;font-size:var(--fs-sm);align-items:center;margin:0;padding:0;list-style:none;display:flex}.menu a{color:var(--navy-700);padding:6px 2px;position:relative}.menu a:after{content:"";background:var(--gold-500);height:2px;transition:transform var(--dur-2) var(--ease-out);position:absolute;bottom:-4px;left:0;right:0;transform:scaleX(0)}.menu a:hover:after,.menu a[aria-current=page]:after{transform:scaleX(1)}.menu a[aria-current=page]{color:var(--navy-900)}.nav-cta{align-items:center;gap:var(--sp-4);display:flex}.nav-toggle{cursor:pointer;color:var(--navy-700);background:0 0;border:none;padding:8px;display:none}.nav-toggle svg{width:26px;height:26px}.hero{background:radial-gradient(120% 120% at 85% 0%, #4a7fb02e, transparent 55%), linear-gradient(160deg,var(--navy-800) 0%,var(--navy-700) 55%,var(--navy-600) 100%);color:#fff;position:relative;overflow:hidden}.hero:after{content:"";pointer-events:none;background-image:linear-gradient(#ffffff0a 1px,#0000 1px),linear-gradient(90deg,#ffffff0a 1px,#0000 1px);background-size:48px 48px;position:absolute;inset:0;-webkit-mask-image:linear-gradient(160deg,#000,#0000 70%);mask-image:linear-gradient(160deg,#000,#0000 70%)}.hero .container{z-index:2;gap:var(--sp-8);padding-block:var(--sp-9);grid-template-columns:1.05fr .95fr;align-items:center;display:grid;position:relative}.hero h1{color:#fff;font-size:var(--fs-display);max-width:14ch;margin-bottom:var(--sp-5)}.hero h1 .accent{color:var(--gold-400)}.hero p{color:var(--navy-100);font-size:var(--fs-lg);max-width:52ch;margin-bottom:var(--sp-6)}.hero-actions{gap:var(--sp-4);flex-wrap:wrap;display:flex}.hero-trust{gap:var(--sp-6);margin-top:var(--sp-8);flex-wrap:wrap;display:flex}.hero-trust .t{font-size:var(--fs-sm);color:var(--navy-100);align-items:center;gap:8px;display:flex}.hero-trust svg{width:20px;height:20px;stroke:var(--gold-400);flex:none}.hero-visual{aspect-ratio:4/3.4;border-radius:var(--r-lg);background:linear-gradient(150deg,var(--steel-700),var(--steel-500));box-shadow:var(--sh-3);border:1px solid #ffffff1f;place-items:center;display:grid;position:relative;overflow:hidden}.hero-visual .swoosh{border:18px solid var(--gold-500);opacity:.22;border-radius:50%;width:80%;height:60%;position:absolute;inset:-10% -20% auto auto;transform:rotate(-18deg)}.hero-visual .img-slot{z-index:1;position:relative}.img-slot{text-align:center;color:#ffffffb3;font-size:var(--fs-sm);padding:var(--sp-5);place-items:center;gap:6px;display:grid}.img-slot svg{opacity:.7;width:34px;height:34px}.img-slot--light{color:var(--gray-500);background:var(--gray-100)}.card{border:var(--border);border-radius:var(--r-lg);box-shadow:var(--sh-1);transition:box-shadow var(--dur-3) var(--ease-out),transform var(--dur-3) var(--ease-out);background:#fff;flex-direction:column;display:flex;overflow:hidden}.card:hover{box-shadow:var(--sh-2);transform:translateY(-4px)}.card-media{aspect-ratio:16/10;background:var(--navy-700);place-items:center;display:grid;position:relative}.card-media .badge{position:absolute;top:12px;left:12px}.card-body{padding:var(--sp-5);flex-direction:column;flex:1;display:flex}.card-body h3{font-size:var(--fs-h4);margin-bottom:var(--sp-2)}.card-body p{font-size:var(--fs-sm);color:var(--gray-600);margin-bottom:var(--sp-4)}.card-body .card-link{font-family:var(--font-heading);font-weight:600;font-size:var(--fs-sm);align-items:center;gap:6px;margin-top:auto;display:inline-flex}.card-link svg{width:16px;height:16px;transition:transform var(--dur-2) var(--ease-out)}.card-link:hover svg{transform:translate(3px)}.svc-icon{border-radius:var(--r-md);background:var(--navy-050);width:54px;height:54px;margin-bottom:var(--sp-4);place-items:center;display:grid}.svc-icon svg{width:28px;height:28px;stroke:var(--navy-700);stroke-width:1.75px;fill:none;stroke-linecap:round;stroke-linejoin:round}.svc-card{border:var(--border);border-radius:var(--r-lg);padding:var(--sp-6);box-shadow:var(--sh-1);transition:box-shadow var(--dur-3),transform var(--dur-3);background:#fff;height:100%}.svc-card:hover{box-shadow:var(--sh-2);border-color:var(--gold-400);transform:translateY(-4px)}.svc-card:hover .svc-icon{background:var(--gold-100)}.svc-card h3{font-size:var(--fs-h4)}.svc-card p{font-size:var(--fs-sm);color:var(--gray-600);margin-bottom:var(--sp-4)}.svc-card ul{margin:0 0 var(--sp-4);color:var(--gray-600);font-size:var(--fs-sm);padding-left:18px;line-height:1.9}.stats{gap:var(--sp-5);grid-template-columns:repeat(4,1fr);display:grid}.stat .num{font-family:var(--font-display);color:var(--gold-400);font-size:2.75rem;font-weight:700;line-height:1}.section--navy .stat .lbl{color:var(--navy-100)}.stat .lbl{font-size:var(--fs-sm);text-transform:uppercase;letter-spacing:1px;color:var(--gray-500);margin-top:8px}.steps{gap:var(--sp-5);counter-reset:step;grid-template-columns:repeat(4,1fr);display:grid}.step{padding-top:var(--sp-6);position:relative}.step:before{counter-increment:step;content:counter(step,decimal-leading-zero);font-family:var(--font-display);color:var(--gold-400);margin-bottom:var(--sp-3);font-size:2.5rem;font-weight:700;line-height:1;display:block}.step h3{font-size:var(--fs-lg)}.step p{font-size:var(--fs-sm);color:var(--gray-600)}.badge{font-size:var(--fs-xs);letter-spacing:.4px;text-transform:uppercase;border-radius:var(--r-sm);align-items:center;gap:6px;padding:5px 10px;font-weight:700;display:inline-flex}.badge--solid{background:var(--gold-500);color:var(--navy-900)}.badge--success{background:var(--success-bg);color:var(--success)}.badge--info{background:var(--info-bg);color:var(--info)}.chips{gap:var(--sp-2);flex-wrap:wrap;display:flex}.chip{font-size:var(--fs-sm);border-radius:var(--r-pill);color:var(--gray-700);border:1.5px solid var(--gray-200);cursor:pointer;transition:var(--transition);font-weight:600;font-family:var(--font-heading);background:#fff;padding:8px 16px}.chip:hover{border-color:var(--navy-500)}.chip.is-active{background:var(--navy-700);color:#fff;border-color:var(--navy-700)}.quote-card{border:var(--border);border-left:4px solid var(--gold-500);border-radius:var(--r-lg);padding:var(--sp-6);box-shadow:var(--sh-1);background:#fff;height:100%}.quote-card p{font-size:var(--fs-lg);color:var(--gray-700);font-style:italic}.quote-card .who{margin-top:var(--sp-4);align-items:center;gap:12px;display:flex}.quote-card .who .av{background:var(--navy-100);width:42px;height:42px;font-family:var(--font-heading);color:var(--navy-700);border-radius:50%;place-items:center;font-weight:700;display:grid}.quote-card .who b{font-size:var(--fs-sm);color:var(--navy-700);display:block}.quote-card .who span{font-size:var(--fs-xs);color:var(--gray-500)}.cta-band{background:linear-gradient(120deg,var(--navy-700),var(--navy-600));border-radius:var(--r-xl);padding:var(--sp-8);color:#fff;justify-content:space-between;align-items:center;gap:var(--sp-6);flex-wrap:wrap;display:flex;position:relative;overflow:hidden}.cta-band:after{content:"";border:26px solid var(--gold-500);opacity:.18;border-radius:50%;width:260px;height:260px;position:absolute;top:-60px;right:-60px}.cta-band h2{color:#fff;margin-bottom:6px}.cta-band p{color:var(--navy-100);max-width:46ch;margin:0}.cta-band .cta-actions{gap:var(--sp-4);z-index:1;flex-wrap:wrap;display:flex;position:relative}.field{margin-bottom:var(--sp-5)}.field label{font-weight:600;font-size:var(--fs-sm);color:var(--gray-700);margin-bottom:6px;display:block}.field .req{color:var(--danger)}.field .hint{font-size:var(--fs-xs);color:var(--gray-500);margin-top:6px}.input,.textarea,.select{width:100%;font-family:var(--font-body);font-size:var(--fs-base);color:var(--gray-800);border:1.5px solid var(--gray-300);border-radius:var(--r-md);transition:border-color var(--dur-2),box-shadow var(--dur-2);background:#fff;padding:12px 14px}.input::placeholder,.textarea::placeholder{color:var(--gray-400)}.input:focus,.textarea:focus,.select:focus{border-color:var(--navy-600);box-shadow:var(--sh-focus);outline:none}.textarea{resize:vertical;min-height:130px;line-height:var(--lh-base)}.select{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%236B7480' stroke-width='2.5'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");background-position:right 14px center;background-repeat:no-repeat;padding-right:40px}.form-grid{gap:0 var(--sp-5);grid-template-columns:1fr 1fr;display:grid}.form-note{font-size:var(--fs-xs);color:var(--gray-500);margin-top:var(--sp-3)}.form-success{background:var(--success-bg);color:#185c35;border:1px solid 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